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GullySystem
Thrissur · Locations

Thrissur jewellers, chit funds and gold-loan firms can keep every gram and every instalment on record.

Thrissur’s money runs through gold and savings: jewellers track weight and purity from workshop to counter, and chit funds and gold-loan firms manage instalments, auctions and pledged ornaments. GullySystem builds jewellery, chit and loan software linked to Tally, starting from its ready chit fund and loan products, and works with Thrissur owners over calls from Bengaluru.

At a glance

Around Swaraj Round, jewellery showrooms sell what workshops across the district make, and every piece moves on a weight, a purity and a wastage figure. When those three are kept in different books, the year-end stock count becomes an argument.

Thrissur is also home to many of Kerala’s chit funds and gold-loan companies. Textile stores, bakeries and builders sell to families from Kunnamkulam, Guruvayur and Irinjalakuda, many with members working in the Gulf.

Around Thrissur

The areas, estates and markets that matter in Thrissur.

Swaraj Round and the jewellery showrooms

Showrooms and wholesalers selling on trust and price. Counter billing, old-gold exchange and customer savings schemes run side by side.

The gold workshops

Small units making chains, bangles and ornaments for showrooms across Kerala. Gold issued, ornaments returned and wastage allowed are settled per goldsmith.

Chit fund and gold-loan offices

Head offices and branches managing subscribers, auctions, pledges and interest. Instalment ledgers and packet registers are the core records.

Guruvayur

The temple town, with lodges, caterers, photographers and shops serving pilgrims and the many weddings held there. Bookings and advances are tracked on phones.

Kunnamkulam

A commercial town north-west of Thrissur whose shops, bakeries and builders sell to Gulf-connected families. Credit and repeat customers are the main records.

How software gets chosen

How Thrissur businesses pick and use software.

Finance firms in Thrissur choose software carefully because an error shows up in a customer’s passbook. They ask about interest calculation, auction rules and regulatory reports before they ask about design.

Jewellers here often have a trusted accountant and a family member who runs the counter, and both need to agree before anything changes. We show each of them their own screen first.

Where it breaks

Where Thrissur businesses lose time and money.

Gold sent to the workshop never matches what comes back

Fine gold goes out by weight and ornaments return with stones, solder and wastage. Without a goldsmith-wise ledger, small differences add up to real money by year end.

Chit auctions are run from a register and an Excel sheet

Each kuri has its own subscribers, auction dates, dividends and defaulters. Working them out by hand across many groups invites mistakes that subscribers notice immediately.

Pledged gold packets are tracked by hand

Gold-loan branches keep packets in the strong room against a register. Matching packet, customer, weight and loan balance at audit time takes days.

How it works

How the work runs from Bengaluru for Thrissur.

  1. 01

    The audit, by call

    A screen-share and a look at the sheets, Tally reports and WhatsApp groups your team uses. No travel needed.

  2. 02

    A written proposal

    Scope, what we build first and the cost, agreed in writing before anything starts.

  3. 03

    Build in short rounds

    Working screens shared every few weeks. Your team tests them from your own office.

  4. 04

    Go-live, in person when it helps

    For data migration and training we can come to Thrissur. Travel is agreed in advance.

  5. 05

    Support online

    Fixes, changes and hosting handled remotely by the same team that built it.

Common questions

Questions Thrissur owners ask before they call.

Can the software track gold weight, purity and making charges?

Yes. Every item carries gross weight, net weight, purity, stone details and making charge, from the goldsmith’s return to the counter bill. Old-gold exchange and the HUID from the hallmark sit on the same record.

Can you build software for our chit fund?

Yes, and we start from our chit fund management software rather than from scratch. It already runs groups, subscribers, auctions, dividends, dues and receipts, with a portal for members. We adapt it to your chit rules, which we go through line by line in the free technology audit.

What happens in the free technology audit?

We look at the software, spreadsheets and WhatsApp groups your business runs on today and write down what works, what slows your team down and what is missing. A demo login, a screen-share or a few screenshots are enough to start. You get a report ordered by priority, and there is no obligation to hire us afterwards.

How much will the software cost?

We don’t publish a price, because it depends on what the system has to do. The audit settles the scope, and the cost goes into a written proposal before any work starts.

Talk to us

Tell us what your Thrissur business runs on today.

Send a short note on the spreadsheets, software or WhatsApp groups your team depends on. We reply the same working day.

  • No obligation
  • We reply the same working day
  • Your details stay private

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