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GullySystem
Thrissur · Locations

Jewellery, chit and loan records for Thrissur’s gold trade and finance firms.

Thrissur’s money moves through gold and savings, with weight and purity from workshop to counter, instalments, auctions and pledged ornaments. GullySystem provides jewellery, chit and loan software linked to Tally, starting from its chit fund and loan products, and works with owners here over calls from Bengaluru. Every gram stays on a record.

At a glance

Around Swaraj Round, showrooms sell what workshops across the district make, and every piece moves on a weight, a purity and a wastage figure. When those three are kept in different books, the year-end stock count is hard to agree.

Thrissur is also home to many of Kerala’s chit funds and gold-loan companies. Textile stores, bakeries and builders sell to families from Kunnamkulam, Guruvayur and Irinjalakuda, many with a member working in the Gulf.

Around Thrissur

The areas, estates and markets that matter in Thrissur.

Swaraj Round and the jewellery showrooms

Showrooms and wholesalers sell on trust and on price, handling counter billing, old-gold exchange and savings schemes at one counter. Each needs its own record.

The gold workshops

Small units making chains, bangles and ornaments for showrooms across Kerala often work for several houses at once. Gold issued, ornaments returned and the wastage allowed are settled goldsmith by goldsmith.

Chit fund and gold-loan offices

Head offices and branches manage subscribers, auctions, pledges and interest, with instalment ledgers and packet registers carrying the detail. Reports come from those registers.

Guruvayur

The temple town has lodges, caterers, photographers and shops serving pilgrims and the many weddings held there. Bookings and advances are tracked on phones.

Kunnamkulam

A commercial town north-west of Thrissur whose shops, bakeries and builders sell to Gulf-connected families. Credit and repeat customers are the main records.

How software gets chosen

How Thrissur businesses pick and use software.

Finance firms in Thrissur choose carefully, because an error shows up in a customer’s passbook. Questions on interest calculation, auction rules and the reports they file usually come before design.

Jewellers here usually have a trusted accountant and a family member at the counter, and both need to agree before anything changes. Each can be shown their own screen first.

Where it breaks

Where Thrissur businesses lose time and money.

Gold sent to the workshop does not match what returns

Fine gold goes out by weight, and ornaments come back with stones, solder and wastage that were agreed verbally at issue. Without a goldsmith-wise ledger, small differences add up over a year.

Chit auctions are run from a register and an Excel sheet

Each kuri has its own subscribers, auction dates, dividends and defaulters, and working them by hand across many groups invites errors that subscribers notice quickly. One system holds every group.

Pledged gold packets are tracked by hand

Gold-loan branches keep packets in the strong room against a register written up by whoever was on duty. Matching packet, customer, weight and loan balance at audit takes days. Each packet needs one linked record.

Ready products

Ready products that fit Thrissur businesses.

Each one is adapted to how your business works before it goes live, and anything your trade needs that it lacks is added then. You are not paying to build the basics again.

How it works

How the work runs from Bengaluru for Thrissur.

  1. 1

    The audit, by call

    A screen-share and a look at the sheets, accounting reports and WhatsApp groups your team uses. No travel needed.

  2. 2

    A written proposal

    Scope, what we build first and the cost, agreed in writing before anything starts.

  3. 3

    Build in short rounds

    Working screens shared every few weeks. Your team tests them from your own office.

  4. 4

    Go-live, in person when it helps

    For data migration and training we can come to Thrissur. Travel is agreed in advance.

  5. 5

    Support online

    Fixes, changes and hosting handled remotely by the same team that built it.

Common questions

Questions Thrissur owners ask before they call.

Can the software track gold weight, purity and making charges?

Yes. Every item carries gross weight, net weight, purity, stone details and making charge, from the goldsmith’s return to the counter bill. Old-gold exchange and the HUID from the hallmark are recorded with the item.

Can you build software for our chit fund?

Yes, starting from our chit fund management software rather than from nothing. It already runs groups, subscribers, auctions, dividends, dues and receipts, with a portal for members. Your chit rules are read line by line during the first review, and the software then follows them.

What happens after I share my requirements?

An engineer reads what you send and replies within one business day. We then look at the software, spreadsheets and WhatsApp groups your business runs on today and write down what works, what slows your team down and what is missing. A demo login, a screen-share or a few screenshots are enough. You get a short written summary ordered by priority, with no obligation to hire us afterwards.

How much will the software cost?

We don’t publish a price, because it depends on what the system has to do. That first review settles the scope, and the cost goes into a written proposal before any work starts.

Talk to us

Tell us what your Thrissur business runs on today.

Send a short note on the spreadsheets, software or WhatsApp groups your team depends on. We reply the same working day.

What happens after you share your requirements

  1. A senior engineer reads your answers. Nobody phones first.
  2. Within one business day you get a written note: what we understood, what we would start with, and the questions we still have.
  3. If it fits, a proposal follows with the order of work, what we need from you and what you receive at each step.
  4. No call is booked and nothing is paid until you have read the note. Your details stay with us.

Start with your requirements

Seven short steps that tell us what you need. A senior engineer reads them before anyone gets in touch.

Share your requirements