Track every business limit, drawdown and repayment against the borrower’s own file.
A business finance provider lends working capital, term loans and invoice-backed limits to companies, not to individuals. Each borrower has sanctioned limits, drawdowns, due dates, security and a stream of statements. We would build one file per borrower, with the limit and its use always in view.
Lending to a business differs from lending to a person. The borrower is a company with directors, a sanctioned limit, a set of invoices or stock behind it, and a monthly pattern of drawing and repaying.
The record that matters is not one EMI schedule. It is the limit, what has been drawn, what is due, and what security stands behind it, all read together by credit, operations and collections.
A relationship manager brings an application with financial statements and bank records. Credit analyses it in a spreadsheet, and the sanction note travels by email with the limit and its conditions.
Drawdowns are requested against invoices or stock. Operations checks each request by hand against the limit, the documents and the due date, and a missed condition is found only at the next review.
Repayments arrive from several accounts. Collections matches each credit to a borrower and an invoice, and chases the ones that are late from a list that was current some days ago.
What goes wrong for business finance providers without a proper system.
What we would build for business finance providers.
Named the way your team already talks about the work. We start with whichever part the audit shows is costing you most.
A requirements checklist for business finance providers.
What to cover, which reports to ask for and what to put to every vendor, ready to print or save as a PDF.
The business modules business finance providers use most.
Each one is also available on its own, or inside a system built for you.
The services behind it.
ERP, CRM and Business Software Implementation
One record of stock, orders, customers and accounts, set up so your team opens it every day.
Learn moreBusiness Process Automation
Approvals, reminders, follow-ups and reports that run on their own instead of on someone remembering.
Learn moreAPI and System Integration
Tally, WhatsApp, payment gateways, GST portals and your own apps sharing one set of numbers.
Learn moreData Engineering and Business Intelligence
Dashboards that answer the owner’s Monday questions without anyone building an Excel sheet first.
Learn moreWritten for business finance providers.
Practical notes on running the business, not product marketing.
How the work runs from Bengaluru for your city.
- 1
The audit, by call
A screen-share and a look at the sheets, Tally reports and WhatsApp groups your team uses. No travel needed.
- 2
A written proposal
Scope, what we build first and the cost, agreed in writing before anything starts.
- 3
Build in short rounds
Working screens shared every few weeks. Your team tests them from your own office.
- 4
Go-live, in person when it helps
For data migration and training we can come to your city. Travel is agreed in advance.
- 5
Support online
Fixes, changes and hosting handled remotely by the same team that built it.
Software we have built and run.
We only name clients whose work is published. These are systems our team designed, built and supports.
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Registration, fee collection, routing and finance write to the same records, closing the gap between journeys run and fees collected.
Read the case studyQuestions business finance providers ask before they call.
Does a finished product exist for business loans?
Not as a finished product. The loan management product covers repayment schedules for smaller lenders. Limits, drawdowns against invoices and group exposure are built around the way your book works.
Does it assess credit or make lending decisions?
No. Your credit team makes the decision. The software holds the file, the sanction, the conditions and the reports, so the decision rests on one record.
Will our ledgers receive its figures?
Nothing syncs on its own. An export for your accountant can be written during implementation, and it is quoted as separate work.
Can we move the current book from spreadsheets?
Yes. Open limits, drawings, security and past receipts are brought in and checked against your own totals before the system is used.
What happens in the free technology audit?
We look at the software, spreadsheets and WhatsApp groups your business runs on today and write down what works, what slows your team down and what is missing. A demo login, a screen-share or a few screenshots are enough to start. You get a report ordered by priority, and there is no obligation to hire us afterwards.
How much will the software cost?
We don’t publish a price, because it depends on what the system has to do. The audit settles the scope, and the cost goes into a written proposal before any work starts.
Related industries.
- Banks
- Chit fund companies
- Company secretaries
- Credit unions
- General insurance agents
- Health insurance agents
- Insurance brokers
- Life insurance advisors
- Loan agents and DSAs
- Loan officers
- Microfinance institutions
- Mutual fund distributors
- Non-banking finance companies
- Payment service providers
- Private equity firms
- Stock brokers
- Wealth managers and financial advisers
Part of a wider group.
Tell us how your business runs today.
A few lines on your spreadsheets, software and WhatsApp groups is enough. We reply the same working day.
- No obligation
- A reply within one business day
- Your details stay private
Start with your requirements
Seven short steps that tell us what you need. An engineer reads them before getting in touch.
Share your requirements